At Capitalis Acquisitum, our Surplus Funds Recovery service is your reliable ally in the journey to reclaiming the funds that are rightfully yours after a foreclosure or tax sale. Surplus funds, also known as excess proceeds, represent the financial assets that are rightfully owed to former property owners when a property is sold for an amount exceeding the outstanding debt. Sadly, many counties provide minimal guidance on this issue, resulting in millions of dollars remaining unclaimed each year, which is an often-overlooked financial opportunity. Funds can range from hundreds to more than $100,000.

Here’s what sets us apart:

• All surplus amounts come directly from public county records. You can verify them yourself.

• We never charge upfront fees. We only get paid after you do.

• We provide the case number, clerk reports, and sale documents for your review.

• We work alongside licensed attorneys when required by state law.

• We give you full clarity before, during, and after the process.

Our dedicated team of asset recovery experts will conduct a thorough review of your foreclosure or tax sale records to ascertain if the recovery of unclaimed funds are available in your name, and we will expertly guide you through a streamlined asset recovery process designed to alleviate confusion and reduce stress while ensuring meticulous accuracy.

What Are Surplus Funds?

When a property is sold at foreclosure, the auction may generate more money than what was owed on the mortgage, taxes, or HOA fees.

Example:

• Judgment Amount: $80,000

• Winning Bid: $130,000

• Surplus Funds: $50,000 (Money owed to the homeowner)

Why Many Homeowners Never Claim It

• They were never notified

• Notices went to an old address

• They didn’t know what surplus means

• They thought the bank kept the money

• They feared scams

• They didn’t know where to start

Who Gets the Surplus?

• The homeowner (first priority)

• Then subordinate lienholders

• Then heirs if the owner is deceased

Neither the lender nor the county can keep the money.

Why Us?

We not only assist with paperwork—we are your guide throughout the entire journey.
You’ll receive:

• Regular updates

• Clear explanations at every step

• Professional documentation handling

• Responsive support whenever you need it

Recognizing the high prevalence of scams in this area, we have established our services with transparency, verification, and trust at the forefront of everything we do. Our approach is inherently personalized as we take the time to understand your unique situation, clearly outline your options, and tailor our strategy to meet your specific needs.  Whether your case is straightforward, involves complex probate issues, or requires court filings.  Please visit our blog to learn more helpful tips. 

Let’s Talk!

Remember, recovering surplus funds is not merely about receiving money; it is about reclaiming a financial opportunity that is rightfully yours and ensuring that it does not remain unclaimed or get turned over to the state. Let our surplus funds recovery experts guide you through the unclaimed estate funds process.   With a strong emphasis on personalized assistance, strict legal compliance, and open communication, our Surplus Funds Recovery service provides you with the peace of mind that comes from knowing your claim is being managed by committed professionals who prioritize your interests above all else. Trust in our expertise to recover what is rightfully yours with clarity, integrity, and the necessary skills to achieve the results you deserve.